Try to spend more than the maximum allowed, and your debit card will be declined even if you have enough money in your checking account. Some debit cards have spending capped at $1,000, $2,000, or $3,000 daily. A debit card spending maximum is set by the individual bank or credit union that issues the debit card. Follow the prompts to submit your request. Be prepared to provide any personal information requested to verify your identity. How to Get a PNC Bank Card Replaced By Phone: Call customer service at 1 (800) 533-6596. There is no fee to get a PNC Bank replacement card, which should arrive within 5-10 business days. The Citigold account has a $2,000 withdrawal limit and a $10,000 debit card limit. For example, Citibank’s regular checking account has a $1,000 daily withdrawal limit and $5,000 daily debit card payment limit.
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